Leasing

VTB LEASING – is the largest universal leasing company in Russia and among of industry’s leaders. In 60 Russian regions we are financing transport and equipment for businesses of all fields of activity. We offer you profitable terms and optimal leasing calculations, high quality service with individual approach.

What is leasing?

Leasing is a financial product at the intersection of a bank loan and lease. Leasing allows legal entities and individual entrepreneurs to purchase equipment and transport with the right to use, paying the cost gradually during the leasing period, and at the end of the contract to buy it back at the residual value

5 reasons to choose leasing:

1. Reducing the burden on the company’s budget
   Your business will not suffer due to the decision to buy equipment, since in a leasing transaction the minimum advance is from 0%. Gradual payment of the cost during the leasing period will also avoid one-time large expenses.
2. Reduction of income tax and VAT credit
   Leasing is a legal way to reduce the cost of purchasing equipment by optimizing taxes for companies on the general taxation system. Accounting for leasing will allow you to offset 20% VAT and save on income tax.
3. No deposit required
   In leasing, the owner of the vehicle is the leasing company, so a pledge of property is not required.
4. Favorable conditions
   Leasing is a convenient purchasing tool with optimal conditions that you can choose based on the characteristics of your business:
   • down payment from 0 to 49%
   • leasing term from 11 months to 7 years
   • overpayment from 0%
   • approval in 15 minutes
   • deal from 1 day

Advantages of VTB Leasing

1. Reliable and responsible partner
   VTB Leasing is part of the international financial group VTB. The sole shareholder of VTB Leasing is VTB Bank, and the main shareholder of the Bank is the state.
2. Financing without collateral
   VTB Leasing uses its own funds to finance clients and does not refinance anywhere, i.e. The client’s transport will not be pledged to third parties.
3. Participant in leasing programs
   VTB Leasing is an operator of leasing programs with key brands in the automotive industry. VTB Leasing is a long-term participant in state programs of the Ministry of Industry and Trade and support for DST leasing.
4. Convenient Client Personal Account
   VTB Leasing has developed an online service “Client’s Personal Account with information on leasing and insurance agreements. In a 24/7 format, you can clarify information on the contract, fill out an online request for additional services and submit an application for a new lease.
5. Special insurance rates
   VTB Leasing cooperates with reliable and well-established insurance companies. By choosing our services, clients receive maximum insurance coverage, insurance without restrictions on access to transport control, discounts on policies and other benefits.